Band 3 NHS pay 2026/27

Band 3 Agenda for Change pay in England is £25,760 to £27,476 a year from 1 April 2026.

Pay pointSalaryHourlyTake-home / monthPension rateLocum break-evenInc. pension
Entry (2 years) £25,760 £13.17 £1,727 6.5% £14.17 £19.61
Top £27,476 £14.05 £1,823 6.5% £15.11 £20.92

Full-time (37.5 hours a week), England income tax, NHS Pension Scheme member, no student loan. Locum break-even rates are PAYE hourly rates that match yearly take-home over the same hours actually worked (35 days' paid leave). "Inc. pension" also makes up for the value of NHS pension contributions.

Typical Band 3 roles

Roles are banded locally using the NHS Job Evaluation Handbook, so the same job title can sit in different bands at different employers. Typical Band 3 roles include:

Band 3 vs locum and bank work

A Band 3 salary of £25,760 works out at £13.17 an hour. But that salary also pays you for 35 days of leave and comes with an employer pension contribution of 23.7%. A locum or agency shift needs to pay about £14.17 an hour (PAYE) to give the same take-home pay over a year, and about £19.61 to make up for the pension too.

Compare a Band 3 salary with your own locum rate or work out your exact take-home pay.

Unsocial hours

Band 3 staff working unsocial hours get +35% for Saturdays and weekday nights (8pm to 6am) and +69% for Sundays and public holidays. At the entry point that's £17.78 and £22.26 an hour.

Frequently asked questions

How much is Band 3 NHS pay in 2026/27?
Band 3 pay in England is £25,760 to £27,476 a year from 1 April 2026, which is £13.17 to £14.05 an hour for a 37.5-hour week.
What is Band 3 take-home pay a month?
A full-time Band 3 employee in England in the NHS Pension Scheme takes home about £1,727 a month at the entry point and £1,823 at the top, with no student loan.
What locum or agency rate matches a Band 3 salary?
To take home the same as a Band 3 entry-point salary over the same hours actually worked, a PAYE locum needs about £14.17 an hour, or £19.61 an hour to also make up for the NHS pension.
How long does it take to reach the top of Band 3?
Band 3 has 2 pay points. You move from entry to the next point after 2 years, so about 2 years in total.

Other bands

Band 1 · Band 2 · Band 4 · Band 5 · Band 6 · Band 7 · Band 8a · Band 8b · Band 8c · Band 8d · Band 9

Sources

Last updated .